# Malaysia's Cost of Living, By the Official Numbers

> What DOSM's own household surveys say Malaysians actually spend and earn each month, broken down by category and by state — with the reference year on every figure, so you know exactly how current (or dated) each number is.

- Category: cost-of-living
- Language: en
- Status: published
- Updated: 2026-07-24
- Canonical: https://negaraku.md/en/cost-of-living/cost-of-living-overview

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## At a glance

| Metric | Value | Reference year | Source |
| --- | --- | --- | --- |
| Mean monthly household expenditure | RM5,566 | 2024 | DOSM Household Expenditure Survey Report 2024 |
| — same figure, 2022 | RM5,150 | 2022 | DOSM Household Expenditure Survey Report 2024 |
| Median monthly household income | RM7,017 | 2024 | DOSM Household Income Survey Report 2024 |
| Mean monthly household income | RM9,155 | 2024 | DOSM Household Income Survey Report 2024 |
| Headline inflation (CPI, year-on-year) | 2.0% | May 2026 | DOSM Consumer Price Index, May 2026 |
| Poverty Line Income (household) | RM2,589/month | 2022 | DOSM Poverty in Malaysia 2022 |
| Incidence of absolute poverty | 6.2% | 2022 | DOSM Poverty in Malaysia 2022 |

Every number above carries its own reference year because DOSM does not
publish them on the same schedule — expenditure and income are surveyed every
two to three years and released roughly a year later, while the CPI comes out
monthly. Quoting one without its year is how most "cost of living in Malaysia"
claims go stale.

## What a typical household actually spends it on

DOSM's Household Expenditure Survey groups spending into twelve categories.
Four of them account for 67.2% of the average household's RM5,566 monthly
budget in 2024:

| Category | Share of spending | Change from 2022 |
| --- | --- | --- |
| Housing, water, electricity, gas & other fuels | 23.5% | roughly flat (23.2% → 23.5%) |
| Restaurants & accommodation services | 17.0% | up (16.1% → 17.0%) |
| Food & beverages (bought for the home) | 15.7% | down (16.3% → 15.7%) |
| Transport | 11.0% | down slightly (11.3% → 11.0%) |

Two things are worth sitting with here. First, housing is not a marginal
line item — it is close to a quarter of the average household budget before
anything else is counted. Second, restaurants and accommodation overtook
grocery-style food spending between 2022 and 2024: Malaysians are shifting a
growing share of their food budget to eating out rather than cooking at home,
while the rest of the basket (remaining 32.8%: communication, healthcare,
education, clothing, recreation and more) is spread thinly across the other
eight categories.

## Housing: the biggest single cost, and the hardest to summarise nationally

Housing's 23.5% share is an average across renters, owner-occupiers still
paying a mortgage, and owners who hold their home outright — three very
different cost profiles folded into one DOSM category alongside water,
electricity, gas and other household fuels.

What can be said with confidence from official sources:

- Housing, water, electricity, gas & fuels is consistently the largest
  expenditure category nationally, in both the 2022 and 2024 surveys.
- Electricity tariffs, water tariffs and the scope of fuel subsidies are all
  separately regulated — see
  [Malaysia's Fuel Subsidy System](/en/economy/fuel-subsidies) for how retail
  fuel pricing is set.
- Actual rental and purchase prices vary sharply by state and by property
  type, which a single national average necessarily smooths over. For a live,
  transaction-level view of house prices, NAPIC (the National Property
  Information Centre, under the Valuation and Property Services Department)
  publishes the Malaysian House Price Index; DOSM's own dashboards are linked
  at the end of this article rather than a single figure quoted here, since a
  specific current index value could not be confirmed against a readable
  primary source in this pass.
- For the renting side of this budget line in practical terms, see
  [Renting a Home: The Tenancy Process](/en/property/renting-a-home-tenancy).

## Income side: what households have to spend it with

| Metric | Value | Reference year |
| --- | --- | --- |
| Median household income | RM7,017/month | 2024 |
| Mean household income | RM9,155/month | 2024 |
| Median urban household income | RM8,139/month | 2024 |
| Median rural household income | RM4,588/month | 2024 |

Set against a median household income of RM7,017, the RM5,566 average
household spends about 79% of that median on the measured consumption
basket — leaving the rest for savings, debt repayment, insurance, EPF and
other items outside the expenditure survey's scope. The gap between median
and mean income (and between urban and rural income) is covered in more
depth in
[Minimum Wage vs Median Income](/en/cost-of-living/minimum-wage-and-median-income),
which also breaks down individual salary figures against this household
number — the two are not directly comparable, since a household typically
pools more than one income earner.

## How spending differs by state

The national averages above hide a wide spread. In 2024, mean monthly
household expenditure was highest in:

1. **W.P. Putrajaya** — RM9,186
2. **W.P. Kuala Lumpur** — RM8,178
3. **Selangor** — RM7,266

Eight states grew their expenditure faster than the national annual rate
between 2022 and 2024, with **Johor** leading at 5.2% growth. DOSM does not
publish every state figure in its headline release commentary, so treat this
as a partial ranking of the highest-spending states rather than a full
thirteen-state table — the complete breakdown is in the underlying report
tables, not reproduced here.

At the other end of the income and poverty scale, DOSM's 2022 poverty
statistics show the incidence of absolute poverty was highest in **Sabah**
(19.7%) and **Kelantan** (13.2%), against a national average of 6.2% and a
low of 0.1% in Putrajaya — the same territory that tops the expenditure
table. Cost of living and income are not the same measure, but the two
datasets together show how wide the regional gap runs.

## Inflation: why the "cost of living" feels different every month

The Consumer Price Index measures how the price of a fixed basket changes
over time — it is a separate DOSM series from the expenditure and income
surveys above, published monthly rather than every few years. In May 2026,
headline inflation was 2.0% year-on-year, but the categories moved very
unevenly: transport rose 3.8% while food & beverages rose only 1.4%. Because
transport and housing are both large, volatile line items, a household whose
budget skews toward either one experiences a different effective inflation
rate than the 2.0% headline. The mechanics of the CPI, and its full monthly
category breakdown, are covered in
[Malaysia's Inflation Rate and What the CPI Actually Measures](/en/economy/inflation-cpi).

## On regional (cross-country) comparisons

Cost-of-living rankings that place Malaysia against Singapore, Thailand or
other neighbours are common online, but they are almost always built on
commercial crowdsourced indices (rent listings, self-reported grocery
prices), not on a government statistical agency. DOSM does not publish an
official Malaysia-vs-other-country cost-of-living index, so none is quoted
here. What DOSM does publish — and what this page draws on — is a
statistically sampled, government-audited view of what Malaysian households
spend and earn, broken down to state level. Treat any cross-border
comparison you encounter elsewhere as directional at best, and check whether
it discloses a methodology and a reference date at all.

## Common mistakes

- **Quoting an expenditure or income figure without its reference year.**
  DOSM's household surveys run every two to three years and are released
  roughly a year after the reference year closes — a 2022 figure is not a
  2024 figure, and a 2024 figure (released October 2025) is not necessarily
  today's figure either.
- **Treating the national mean as "what things cost here."** State-level
  figures above show Putrajaya's mean household expenditure sitting far above
  the poorer end of the scale — a single national number flattens
  a genuinely large regional spread.
- **Confusing household income with individual salary.** See
  [Minimum Wage vs Median Income](/en/cost-of-living/minimum-wage-and-median-income)
  for why these two DOSM series diverge and should not be substituted for
  each other.
- **Citing a crowdsourced international cost-of-living index as if it were
  official Malaysian government data.** It isn't — DOSM does not publish one,
  for the reasons above.

## What's next

- For how individual pay stacks up against these household figures:
  [Minimum Wage vs Median Income](/en/cost-of-living/minimum-wage-and-median-income)
- For how the CPI is built and why it moves differently to any one
  household's budget:
  [Malaysia's Inflation Rate and What the CPI Actually Measures](/en/economy/inflation-cpi)
- For the mechanics behind the transport and fuel line in the household
  budget: [Malaysia's Fuel Subsidy System](/en/economy/fuel-subsidies)
- For the renting side of the housing line:
  [Renting a Home: The Tenancy Process](/en/property/renting-a-home-tenancy)
- To explore the underlying DOSM data yourself, including full state and
  category tables not reproduced above: the
  [Household Income & Expenditure dashboard on OpenDOSM](https://open.dosm.gov.my/dashboard/household-income-expenditure)
  and the
  [Household Expenditure Survey Report 2024](https://www.dosm.gov.my/portal-main/release-content/household-expenditure-survey-report--malaysia--states)
  and
  [Household Income Survey Report 2024](https://www.dosm.gov.my/portal-main/release-content/household-income-survey-report--malaysia--states-2024)
  releases directly.

## Sources

- Household Expenditure Survey Report 2024 (Malaysia & States) — https://www.dosm.gov.my/portal-main/release-content/household-expenditure-survey-report--malaysia--states (Department of Statistics Malaysia (DOSM))
- Household Income Survey Report 2024 (Malaysia & States) — https://www.dosm.gov.my/portal-main/release-content/household-income-survey-report--malaysia--states-2024 (Department of Statistics Malaysia (DOSM))
- Consumer Price Index, May 2026 — https://www.dosm.gov.my/portal-main/release-content/consumer-price-index-may2026 (DOSM)
- Poverty in Malaysia 2022 — https://www.dosm.gov.my/portal-main/release-content/poverty-in-malaysia- (Department of Statistics Malaysia (DOSM))
- Household Income & Expenditure — OpenDOSM dashboard — https://open.dosm.gov.my/dashboard/household-income-expenditure (DOSM)

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Source of truth: https://github.com/negaraku-md/NegaraKu.md
License: CC BY-SA 4.0
